Library: Payday Lending

Federal Payday & Small-Dollar Lending Laws, Rules, & Regulatory Guidance.

Federal laws, regulations, and agency guidance address payday and other small-dollar lending practices, including consumer disclosures, payment practices, lending and servicing activities, consumer financial information, and protections against unfair, deceptive, or abusive practices.

Federal regulatory materials can also address examination procedures, compliance expectations, privacy and information-security requirements, and other responsibilities that may apply to lenders and financial institutions offering covered credit products.

Use these resources to research federal payday and small-dollar lending requirements, review regulatory guidance, and identify lending, servicing, consumer-protection, privacy, and information-security issues that may warrant additional compliance analysis.

Source Notice: Statutes, regulations, regulatory guidance, government publications, and other official materials made available or linked through CLIClaw are provided for research and informational purposes. These materials originate from the applicable government, legislative, regulatory, judicial, or other official source and are not authored by CLIClaw. Users should consult the applicable official source to confirm the current and complete version of any legal or regulatory material.